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Search Report & Title Certificate

Search report and title certificate is required by bank for institution in process of to grant construction permission or housing loan. 

Overview - What Is Search Report ?

  • A search report for a property typically refers to a document or set of documents that provide information about the legal and financial status of a property. It is often conducted during the process of buying or selling a property to ensure that there are no outstanding issues or liabilities that could affect the transaction or future ownership.

  • The specific contents of a search report may vary depending on the location and the requirements of the involved parties, but it generally includes the following information:

  • Title Search: This verifies the current ownership of the property and checks for any encumbrances, such as mortgages, liens, or easements, that may affect the property's title.

  • Property Tax Status: This section provides details about the property's tax status, including any outstanding property taxes or tax liens.

  • Planning and Zoning: It includes information about the property's zoning designation, any building restrictions or permits, and any proposed developments or planning applications that may affect the property.

  • Building and Construction: This section may cover information about any building permits, certificates of occupancy, or compliance with building codes and regulations.

  • Environmental Issues: It may include information about any environmental concerns or restrictions that may affect the property, such as contamination, protected areas, or hazardous materials.

  • Utilities and Services: This section provides details about the availability of essential utilities and services, such as water, electricity, gas, sewage, and telecommunications.

  • Legal and Court Proceedings: It checks for any ongoing or pending legal disputes, lawsuits, or court judgments related to the property.

  • Other relevant information: Depending on the location and specific requirements, additional information may be included in the search report, such as flood zone designations, historical designations, or any other factors that may impact the property

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